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The actual contents of the file can be viewed below.

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<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE gretldata SYSTEM "gretldata.dtd">

<gretldata version="1.3" name="pension" frequency="1" startobs="1" endobs="194" type="cross-section">
<description>Source:  L.E. Papke, &quot;Individual Financial Decisions in Retirement
Saving: The Role of Participant-Direction,&quot; Journal of Public Economics,
2004, 88, (1-2), 39-61.

Professor Papke collected the data from the National Longitudinal 
Survey of Mature Women, 1991.



</description>
<variables count="19">
<variable name="id"
 label="family identifier"
/>
<variable name="pyears"
 label="years in pension plan"
/>
<variable name="prftshr"
 label="=1 if profit sharing plan"
 discrete="true"
/>
<variable name="choice"
 label="=1 if can choose method invest"
 discrete="true"
/>
<variable name="female"
 label="=1 if female"
 discrete="true"
/>
<variable name="married"
 label="=1 if married"
 discrete="true"
/>
<variable name="age"
 label="age in years"
/>
<variable name="educ"
 label="highest grade completed"
/>
<variable name="finc25"
 label="$15,000 &lt; faminc92 &lt;= $25,000"
 discrete="true"
/>
<variable name="finc35"
 label="$25,000 &lt; faminc92 &lt;= $35,000"
 discrete="true"
/>
<variable name="finc50"
 label="$35,000 &lt; faminc92 &lt;= $50,000"
 discrete="true"
/>
<variable name="finc75"
 label="$50,000 &lt; faminc92 &lt;= $75,000"
 discrete="true"
/>
<variable name="finc100"
 label="$75,000 &lt; faminc92 &lt;= $100,000"
 discrete="true"
/>
<variable name="finc101"
 label="$100,000 &lt; faminc92"
 discrete="true"
/>
<variable name="wealth89"
 label="net worth, 1989, $1000"
/>
<variable name="black"
 label="=1 if black"
 discrete="true"
/>
<variable name="stckin89"
 label="=1 if owned stock in 1989"
 discrete="true"
/>
<variable name="irain89"
 label="=1 if had IRA in 1989"
 discrete="true"
/>
<variable name="pctstck"
 label="0=mstbnds,50=mixed,100=mststcks"
 discrete="true"
/>
</variables>
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