This file is indexed.

/etc/apache2/mods-available/userdir.conf is in apache2.2-common 2.2.22-13+deb7u6.

This file is owned by root:root, with mode 0o644.

The actual contents of the file can be viewed below.

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<IfModule mod_userdir.c>
        UserDir public_html
        UserDir disabled root

        <Directory /home/*/public_html>
                AllowOverride FileInfo AuthConfig Limit Indexes
                Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec
                <Limit GET POST OPTIONS>
                        Order allow,deny
                        Allow from all
                </Limit>
                <LimitExcept GET POST OPTIONS>
                        Order deny,allow
                        Deny from all
                </LimitExcept>
        </Directory>
</IfModule>